Attachment of Earnings (Northern Ireland)

What is an Attachment of Earnings Order?

In Northern Ireland, if you have a loan or other debt which you are failing to keep up repayments on, a creditor can apply to the court for an Attachment of Earnings Order. If granted, this will allow a creditor to take money directly from your wages.

Guidance for Employers

If you are an employer and have been contacted by the courts with an Attachment of Earnings instruction, an Attachment of Earnings Order Employer’s Guide is available at gov.uk should you require further assistance.

Admin Charge

Please note: you cannot deduct the admin charge of £1 if it takes your employee's income below the National Minimum Wage. It's a criminal offence for employers to not pay someone the National Minimum Wage or National Living Wage.

Employers should check The National Minimum Wage and Living Wage or contact the ACAS helpline for advice.

Attaching an Order to an Employee within BrightPay

1) Go to Payroll, and select the employee from the listing

2) Under Additions & Deductions, click the Add button

3) Select Attachment Orders…

4) Click ‘Add Attachment Order’ and select the appropriate Attachment Order from the listing.

Setting up the Order in BrightPay

Types and Dates

1) Enter a description for the Attachment Order.

2) Enter the reference number of the Attachment Order, which can be found on the documentation received.

3) Enter the date to apply the Order from.

4) Enter the date to stop – the Order should only be stopped once the full amount of the Order has been paid or you have received notification from the Courts to stop it.

Amounts and Status

1) Priority – tick the box provided if the Order is a priority order.

2) Periodic amount - enter the periodic amount to be deducted, as stated on the Order.

3) Protected Earnings – enter the Protected Earnings Rate for the employee, as stated on the Order.

4) Admin Charge – tick the box provided if you, the employer, wish to deduct £1 as an administration charge for operating the Order.

5) Enter the Attachment Shortfall at start

6) Enter the Earnings Shortfall at start

7) Cumulative amount paid at start - if the employee has already paid some of the attachment (for example in a previous employment) enter the amount here.

8) Enter any Year to Date deductions, if applicable

9) Click Save.

 


Notes

Use the Notes section to enter any relevant notes relating to the employee's attachment order.

BrightPay will now apply the Attachment Order on the employee’s payslip from the relevant period.